Online Roth IRA Conversion Calculator
The Online Roth IRA Conversion Calculator performs a quick but thorough analysis of whether
or not converting to a Roth IRA makes sense. It analyzes four cases:
- No Conversion to a Roth IRA
- 100% Conversion to a Roth IRA, paying taxes from the Roth IRA
- 100% Conversion to a Roth IRA, paying taxes from other assets
- 100% Conversion to a Roth IRA spread out over 4 years, with taxes paid from other assets
The product takes into account required minimum distributions and assumes a maximum stretch out. It uses
the federal income tax tables to do an accurate tax calculation, applying inflation to the brackets for future years.
For a demonstration of how this calculator works, click here.